Senior Partner Practice of St. James's Place Wealth Management
After 7 years in the insurance industry working as a broker initially based in Dorset and subsequently in the City of London, I began my career in financial services in 1983 when I joined Abbey Life in Bournemouth as a financial planner. Following 17 years with Abbey Life I was invited to join St. James's Place Wealth Management in 2000.
I specialise in investment and retirement planning, Inheritance Tax mitigation through the use of Trusts* and Business Relief, and long term care fees planning.
I have particular focus on advising professionals from a wide vocational base, at various stages of their financial lifecycle, including into their retirement years, and right across the spectrum of needs. I have advised lawyers, doctors, dentists, business owners and architects to name but a few professions.
I am also delighted to be able to provide advice to Ex Pats residing in Spain; St. James's Place bespoke financial planning specifically designed for their particular needs.
I now live in Cobham and work primarily with clients in the home counties and the City of London. When not working I am a keen golfer and enjoy boating both on the Thames and in the Solent.
Business Relief investments represents higher risk than investing in larger more established companies and you maybe unable to sell at the point you wish to and therefore may get back less than you invested. The legislation regarding business relief investments and as a result, their treatment may change in the future and could apply retrospectively. The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.
*Trusts are not regulated by the Financial Conduct Authority.
The Partner Practice represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website www.sjp.co.uk/about-st-james-place/our-business/our-products-and-services. The 'St. James's Place Partnership' and the titles 'Partner' and 'Partner Practice' are marketing terms used to describe St. James's Place representatives. Partners: Michael Lester, Martin Brunt, MGB Wealth Management Ltd, Michael Lester Practice Ltd