Additional Services

Catering for
all your needs

Ensuring you have
everything
planned for.catered for.you need.covered off.

Expert advice for all aspects
of your financial planning

We take a holistic approach to financial advice, so before advising you, we look at the whole picture. This is where our additional services fit in, as some areas are not covered in our primary services, but we still help hundreds of clients with on a day-to-day basis.

We offer support on a wide range of additional services and have access to external specialists who can advise you on specific services, such as will writing, tax advice, legal services, portfolio management, specialist insurance, corporate lending and estate services.
The products and additional services from other providers have been carefully selected to complement and enhance the range of St. James's Place products on offer.

Some of the available additonal services are separate and distinct to those offered by St. James's Place.

Wills are not regulated by the Financial Conduct Authority.

How we work

We take pride in understanding our clients

One of our advisers will spend time with you, talk with you and ultimately, get to know you. We take pride in understanding our clients and providing peace of mind by finding additional service solutions to make your financial life easier.

For areas that are not within our primary wheelhouse, we have a carefully selected group of specialists available, ensuring you can receive the best advice, safe in the knowledge that you are working with a trusted professional. On the rare occasions where we don’t have the knowledge and expertise you need, you can rest assured that we have access to specialists who will be able to provide additional service advice and support across a whole range of areas. We also have many working relationships with businesses that share our ethos, you can find them on the ‘Our Community’ page.

Meeting with you

Find a way to meet with us that suits you.

Keeping you safe during Covid

Discussing your finances is a deeply personal affair. We have taken precautions over the last 18 months to meet with clients safely and through a medium of their choice. We offer face to face, virtual or phone meetings to suit your preference.

 

Keeping you safe and informed

Caring for clients is our highest priority. This is why we do everything to suit your needs, meeting on your terms. During Covid we introduced a raft of changes to keep staff and clients safe. If you wish you can return to face to face meetings with one of our advisers, however if you would be more comfortable, we are happy to accommodate and continue meeting virtually or by phone.

If you would like a meeting, please fill in the form below and we will get in touch within 3 working days.

Our meetings are no obligation and are held at your discretion.

 

 

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    In an age where the online world is at our fingertips, why shouldn’t your wealth management be there as well? Our Online Services allow you to access all your wealth investments in one smart place. Whether you’re already registered, or just about to, here are some great features that can help you get the most from your online account.

    Online registration:

    Registering for Online Services with an activation code allows instant access. If you haven’t got a code, please contact your adviser. Registering online ensures all information is password protected.

    Set your preferences:

    Set your communication preferences to receive your digital reports and electronic correspondence.

    Self-service:

    Make online debit card payment for ISA and any JISA top ups with a debit card

    linked to your account, on demand and at a time that suits you. Make payments to Unit Trusts, Retirement Accounts and new ISAs. (Speak to your adviser in order to get this process started) View the value of your investments in a range of currencies and see a breakdown of

    this valuation. Instant notifications when a new document is available to view.

    For every client opting for paperless correspondence, St. James’s Place will donate £5,to the St. James’s Place Charitable Foundation.

    The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

    The favourable tax treatment of ISAs may not be maintained in the future and is subject to changes in legislation.

    Investing in their future:

    Less well-known is that children can also have a pension fund as soon as they are born – and setting one up can bring significant tax advantages. Even if your child is a non-taxpayer, they will still get basic-rate tax relief on contributions. That means a maximum of £2,880 a year is automatically grossed up to take account of tax at 25%, giving an annual investment of £3,600

    Additional Services

    Will Writing

    A will lets you determine the future of your money, property and possessions after your death, which is vital to Inheritance Tax planning. It is important to ensure your will is well written and planned correctly, so we have access to a range of legal service providers, ready to assist.

    Philanthropy

    We aim to help you effectively and efficiently support the causes and communities you believe in. St. James’s Place and the Charities Aid Foundations have dedicated experts who offer additional services across all stages of your philanthropic journey, whether you are just starting out or are already experienced in this field.

    Vulnerable Clients

    Our clients come from a range of backgrounds, locations, and age groups, and caring for them has always been our number one priority. This is why we support the PFS Vulnerability Taskforce, placing the care of our clients at the centre of everything we do.

    Specialist Banking and Mortgages

    We offer access to a range of products and additional services which have been designed with you in mind. Need a mortgage? We can definitely help with that. We can also help with day-to-day cash management and the opportunities available when it comes to other loans and borrowing.

    Other Lending

    From time to time, we all find ourselves in the position of needing fast access to additional funding. If you’re looking to make some additional borrowing in the near future, we may be able to help you use your

    St. James’s Place and Rowan Dartington investments as security for a short-term loan* (subject to eligibility).

    Private Clients

    Our proposition for private clients provides a bespoke service, to deliver added value now and in the future. By working together, we are able to put you in control of your financial future: always being on hand for advice and guidance that can make all the difference in an uncertain world.

    Your home may be repossessed if you do not keep up repayments on your mortgage.

    Will writing involves the referral to a service that is separate and distinct to those offered by St. James’s Place. Wills are not regulated by the Financial Conduct Authority.

    * By using your St. James’s Place or Rowan Dartington investments as security, you will restrict your ability to withdraw money from such investments. Full details would be provided prior to opening a Money Management Account.

    For more details about services that we offer reach out to us on 01202 695801, or click the button below.

    Contact

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    Get in touch today to see how one of our advisers could help you.

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