If you’re an employer, we can assist you in creating a suitable benefit plan for your company; for employees, we’ll show you how to maximise the plan you’ve been provided with. Before making a recommendation, one of our advisers will sit down with you to fully understand your circumstances and determine cost-effective strategies that will fit with your plans.
In an age where the online world is at our fingertips, why shouldn’t your wealth management be there as well? Our Online Services allow you to access all your wealth investments in one smart place. Whether you’re already registered, or just about to, here are some great features that can help you get the most from your online account.
Registering for Online Services with an activation code allows instant access. If you haven’t got a code, please contact your adviser. Registering online ensures all information is password protected.
Set your communication preferences to receive your digital reports and electronic correspondence.
Make online debit card payment for ISA and any JISA top ups with a debit card
linked to your account, on demand and at a time that suits you. Make payments to Unit Trusts, Retirement Accounts and new ISAs. (Speak to your adviser in order to get this process started) View the value of your investments in a range of currencies and see a breakdown of
this valuation. Instant notifications when a new document is available to view.
For every client opting for paperless correspondence, St. James’s Place will donate £5,to the St. James’s Place Charitable Foundation.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The favourable tax treatment of ISAs may not be maintained in the future and is subject to changes in legislation.
Less well-known is that children can also have a pension fund as soon as they are born – and setting one up can bring significant tax advantages. Even if your child is a non-taxpayer, they will still get basic-rate tax relief on contributions. That means a maximum of £2,880 a year is automatically grossed up to take account of tax at 25%, giving an annual investment of £3,600
We work alongside employers to ensure that you are offering an inviting benefits scheme to your workforce that will help recruit and retain high-calibre employees. With our advice, you will be able to develop a valuable renumeration package whilst operating inside financial budgets.
Aimed at employees looking to make the most out of their work’s benefit packages, our advisers can help you analyse the benefits you’re receiving and make sure they’re working as hard as possible for you. We’ll also make sure you’re taking full advantage of all the benefits available to you.
When it comes to company benefits advice, our team aim to make your options as clear as possible. From exploring the different benefits available to you to helping you make the best choices with your money, we take a simple and informed approach that will equip you with the knowledge you need to make the right decisions.
For more details about services that we offer reach out to us on 01202 695801, or click the button below.