Tax planning involves taking advantage of available deductions, exemptions, reliefs and other tax benefits within the legal framework to reduce the amount of tax you, or your family, owe.
We know that the rules around Inheritance Tax and Capital Gains Tax can be confusing and complicated, which can lead to money being lost unnecessarily. To us, our clients are like family, and we want to make sure that you can benefit as much as possible from the money you have earned. When you use our tax planning service, we'll work together to strategically manage your income, investments and assets to limit the amount of tax you, or your family, will owe.
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.
At Lester Brunt, we set ourselves apart from other wealth management companies. We’re a family-run, family-orientated business and want to make sure our clients have a genuine understanding of all the services available to them, creating a fairer, clearer world when it comes to money and finances.
For more details about services that we offer reach out to us on 01202 695801, or click the button below.
In an age where the online world is at our fingertips, why shouldn’t your wealth management be there as well? Our Online Services allow you to access all your wealth investments in one smart place. Whether you’re already registered, or just about to, here are some great features that can help you get the most from your online account.
Registering for Online Services with an activation code allows instant access. If you haven’t got a code, please contact your adviser. Registering online ensures all information is password protected.
Set your communication preferences to receive your digital reports and electronic correspondence.
Make online debit card payment for ISA and any JISA top ups with a debit card
linked to your account, on demand and at a time that suits you. Make payments to Unit Trusts, Retirement Accounts and new ISAs. (Speak to your adviser in order to get this process started) View the value of your investments in a range of currencies and see a breakdown of
this valuation. Instant notifications when a new document is available to view.
For every client opting for paperless correspondence, St. James’s Place will donate £5,to the St. James’s Place Charitable Foundation.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The favourable tax treatment of ISAs may not be maintained in the future and is subject to changes in legislation.
Less well-known is that children can also have a pension fund as soon as they are born – and setting one up can bring significant tax advantages. Even if your child is a non-taxpayer, they will still get basic-rate tax relief on contributions. That means a maximum of £2,880 a year is automatically grossed up to take account of tax at 25%, giving an annual investment of £3,600
