Auto-Enrolment Pensions

Understand how best to provide
for your workforce

Making things clearer
for youfor your staff

Develop an auto-enrolment pension scheme that works for your company

If you’re the director or owner of a business, you probably already know that it’s your responsibility to understand the pension provisions you need to make for your staff. If you need a hand getting to grips with the ins and outs of the auto-enrolment pension scheme process, our advisers are here to help.

At Lester Brunt, we can help make everything clearer for you by helping with structuring your pension offering and educating your staff on company benefits. You’ll be able to work directly with one of our advisers to develop a Qualifying Scheme that’s suitable for both your company and your employees, while being individually tailored to your needs.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

How we work

What is an auto-enrolment pension scheme?

In the UK, the goal of auto-enrolment is to increase pension savings and ensure that more people have access to a workplace pension. It places the responsibility on employers to help their employees save for retirement and offers a framework to make this process easier and more accessible for workers. Both the employer and the employee make contributions to the pension scheme.

Employees working in the UK aged between 22 and the State Pension age, who are earning above a certain threshold (£10,000 in the 2023/2024 tax year), must be automatically enrolled. However, employees who do not meet these criteria have the right to opt in voluntarily. Employees can also choose to opt out. Employers must provide a Qualifying Pension Scheme that meets certain standards set by the government. We can help you make sure that you are meeting these standards, whilst developing a scheme that works well for both you and your employees.

Bespoke advice for your auto-enrolment scheme


In an age where the online world is at our fingertips, why shouldn’t your wealth management be there as well? Our Online Services allow you to access all your wealth investments in one smart place. Whether you’re already registered, or just about to, here are some great features that can help you get the most from your online account.

Online registration:

Registering for Online Services with an activation code allows instant access. If you haven’t got a code, please contact your adviser. Registering online ensures all information is password protected.

Set your preferences:

Set your communication preferences to receive your digital reports and electronic correspondence.


Make online debit card payment for ISA and any JISA top ups with a debit card

linked to your account, on demand and at a time that suits you. Make payments to Unit Trusts, Retirement Accounts and new ISAs. (Speak to your adviser in order to get this process started) View the value of your investments in a range of currencies and see a breakdown of

this valuation. Instant notifications when a new document is available to view.

For every client opting for paperless correspondence, St. James’s Place will donate £5,to the St. James’s Place Charitable Foundation.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The favourable tax treatment of ISAs may not be maintained in the future and is subject to changes in legislation.

Investing in their future:

Less well-known is that children can also have a pension fund as soon as they are born – and setting one up can bring significant tax advantages. Even if your child is a non-taxpayer, they will still get basic-rate tax relief on contributions. That means a maximum of £2,880 a year is automatically grossed up to take account of tax at 25%, giving an annual investment of £3,600

What we offer

How we can help you develop an auto-enrolment pension scheme

One of our advisers will sit down with you to learn about your company, including any existing pension schemes, and develop a strategy to ensure you create a Qualifying Pension Scheme that is as beneficial as possible for all parties.

Our approach will make the process as simple as possible, with a team that offer:

Simple, straightforward advice

We take pride in making complicated financial procedures simple to understand. It’s our goal to ensure you leave our consultations feeling confident and empowered about the options available to you.

Personable, knowledgeable staff

When it comes to developing a Qualifying Pension Scheme, there are a lot of hoops to jump through to make sure it aligns with the requirements of The Pensions Regulator. Our personable, knowledgeable staff stay up to date on all auto-enrolment pension information, to make sure you know exactly what to offer your employees and how to get it right.

Clear support through each stage

From choosing the right scheme, to registering the scheme with The Pension Regulator, our advisers will support you through each stage of the process with tailored advice along the way.

Bespoke advice for your auto-enrolment scheme

When you come to Lester Brunt for corporate financial advice, you get more than just generic guidance. Instead, we take the time to get to know our clients on a deeper level, with a holistic approach that ensures the solutions we provide consider your business and employees as a whole.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Advice in relation to auto-enrolment schemes are not regulated by the Financial Conduct Authority.

For more details about services that we offer reach out to us on 01202 695801, or click the button below.


Want to find out more?

Get in touch today to see how one of our advisers could help you.





Your Partner, together with St. James’s Place Wealth Management plc, are the data controllers of any personal data you provide and any further information which you subsequently provide to us. For further information on our uses of your personal data, please see the Partner’s privacy policy which can be accessed on their website and St. James’s Place Wealth Management plc’s privacy policy which can be accessed at

Meet your adviser

Our specialist advisers are
waiting to help you.

learn more about us

View our brochures