At Lester Brunt, we can help make everything clearer for you by helping with structuring your pension offering and educating your staff on company benefits.
You’ll be able to work directly with one of our advisers to develop a Qualifying Scheme that’s suitable for both your company and your employees, while being individually tailored to your needs.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Employees working in the UK aged between 22 and the State Pension age, who are earning above a certain threshold (£10,000 in the 2023/2024 tax year), must be automatically enrolled. However, employees who do not meet these criteria have the right to opt in voluntarily. Employees can also choose to opt out. Employers must provide a Qualifying Pension Scheme that meets certain standards set by the government. We can help you make sure that you are meeting these standards, whilst developing a scheme that works well for both you and your employees.
In an age where the online world is at our fingertips, why shouldn’t your wealth management be there as well? Our Online Services allow you to access all your wealth investments in one smart place. Whether you’re already registered, or just about to, here are some great features that can help you get the most from your online account.
Registering for Online Services with an activation code allows instant access. If you haven’t got a code, please contact your adviser. Registering online ensures all information is password protected.
Set your communication preferences to receive your digital reports and electronic correspondence.
Make online debit card payment for ISA and any JISA top ups with a debit card
linked to your account, on demand and at a time that suits you. Make payments to Unit Trusts, Retirement Accounts and new ISAs. (Speak to your adviser in order to get this process started) View the value of your investments in a range of currencies and see a breakdown of
this valuation. Instant notifications when a new document is available to view.
For every client opting for paperless correspondence, St. James’s Place will donate £5,to the St. James’s Place Charitable Foundation.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The favourable tax treatment of ISAs may not be maintained in the future and is subject to changes in legislation.
Less well-known is that children can also have a pension fund as soon as they are born – and setting one up can bring significant tax advantages. Even if your child is a non-taxpayer, they will still get basic-rate tax relief on contributions. That means a maximum of £2,880 a year is automatically grossed up to take account of tax at 25%, giving an annual investment of £3,600
One of our advisers will sit down with you to learn about your company, including any existing pension schemes, and develop a strategy to ensure you create a Qualifying Pension Scheme that is as beneficial as possible for all parties.
Our approach will make the process as simple as possible, with a team that offer:
When it comes to developing a Qualifying Pension Scheme, there are a lot of hoops to jump through to make sure it aligns with the requirements of The Pensions Regulator. Our personable, knowledgeable staff stay up to date on all auto-enrolment pension information, to make sure you know exactly what to offer your employees and how to get it right.
When you come to Lester Brunt for corporate financial advice, you get more than just generic guidance. Instead, we take the time to get to know our clients on a deeper level, with a holistic approach that ensures the solutions we provide consider your business and employees as a whole.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Advice in relation to auto-enrolment schemes are not regulated by the Financial Conduct Authority.
For more details about services that we offer reach out to us on 01202 695801, or click the button below.
