Five Mistakes People Make 5 Years Before Retirement — And How to Avoid Them The five-year run-up to retirement is one of the most important phases in your financial life. Decisions made during this period can have a lasting impact on your income, lifestyle, and peace of mind in later years. Yet many people approach this stage with gaps in
Practical support, understanding and time, when it matters most By Catherine Scard Grief affects everyone differently. While there are two certainties in life — death and taxes — loss is something we never truly get used to. At an already difficult time, there is often a great deal of paperwork and administration to manage, which can feel overwhelming. Clients respond
On the 12 October 2025, Robert and Victoria took part in the gruelling Run Bournemouth Half Marathon in support of Children with Cancer UK. Running
What an amazing team building day the Lester Brunt family had at the beautiful Sopley Mill with GoTOEvents Crystal Maze game. You can always tell
On Sunday, 15th June 2025, Bournemouth Seafront welcomed 1,400 participants who walked, ran, and celebrated their way through the 5k or 10k Race for Life,
In an age where the online world is at our fingertips, why shouldn’t your wealth management be there as well? Our Online Services allow you to access all your wealth investments in one smart place. Whether you’re already registered, or just about to, here are some great features that can help you get the most from your online account.
Registering for Online Services with an activation code allows instant access. If you haven’t got a code, please contact your adviser. Registering online ensures all information is password protected.
Set your communication preferences to receive your digital reports and electronic correspondence.
Make online debit card payment for ISA and any JISA top ups with a debit card
linked to your account, on demand and at a time that suits you. Make payments to Unit Trusts, Retirement Accounts and new ISAs. (Speak to your adviser in order to get this process started) View the value of your investments in a range of currencies and see a breakdown of
this valuation. Instant notifications when a new document is available to view.
For every client opting for paperless correspondence, St. James’s Place will donate £5,to the St. James’s Place Charitable Foundation.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The favourable tax treatment of ISAs may not be maintained in the future and is subject to changes in legislation.
Less well-known is that children can also have a pension fund as soon as they are born – and setting one up can bring significant tax advantages. Even if your child is a non-taxpayer, they will still get basic-rate tax relief on contributions. That means a maximum of £2,880 a year is automatically grossed up to take account of tax at 25%, giving an annual investment of £3,600
